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Welcome to M & L Benefit Solutions / Acentria

Happy Family

We are an Independent Insurance Agency, which means we have made available some of the best companies for your online quick quotes.

We service the  Panama City, FL. North Florida areas, and throughout the state of FL. At M & L Benefit Solutions / Acentria each one of our clients are given a dedicated team of experts that work together to proficiently address all your concerns.

We offer all types of Personal Insurance coverages to our clients in FL including Individual Health, Group Health, Medicare, Medicare Advantage, and Life Insurance.

Give one of our agents a call to save money on your health insurance.

Let us help you cut your insurance cost! Just give us a quick call today at 850-257-5230 or Submit one of our quick online quote forms - with the help of our dedicated business partners; we conveniently offer an entire solution for all your insurance and business needs.



Why Our Agency is the Ideal Choice

Friendly Customer Service

M & L Benefit Solutions / Acentria is renowned for treating clients like family with our genuinely friendly customer service. Our team excels in offering personalized, clear guidance, making insurance approachable. We prioritize understanding and addressing client needs with warmth and patience. 

Experience and Knowledge

The M & L Benefit Solutions / Acentria transforms your insurance journey with unmatched expertise and experience. Our dedicated team simplifies complex choices, ensuring personalized coverage that fits your unique needs, with the assurance of our long-standing industry knowledge.

Securing the best insurance rates

Securing the Best Rates

At M & L Benefit Solutions / Acentria, we tirelessly shop for the most competitive insurance rates, ensuring you get the best value without compromising on coverage. Our relentless pursuit is to find optimal, customized solutions that align with your budget and needs, while delivering peace of mind.